We are seeking a highly skilled and experienced Techno-Functional Business System Analyst with a strong background in payments systems and platforms, including one or more of the following - low-value and high-value payments, real-time payments, and Interac e-transfers. The ideal candidate will have 6-10 years of experience working in programs involving payments transformation and platform modernization with understanding of microservices, APIs, and asynchronous messaging. A solid understanding of payments, expertise in ISO 20022, and familiarity with tools like Postman and Swagger are essential. Experience with fraud management systems is an added advantage.

Key Responsibilities:

• Act as a bridge between business stakeholders and technical teams to gather, analyze,
• and document business and system requirements for payment solutions.
• Work on payment systems, including low-value, high-value, real-time payments, and
• e-transfers, ensuring compliance with industry standards like ISO 20022.
• Collaborate with development teams to define, analyze, and validate APIs and associated documentation using tools like Swagger and Postman.
• Design and evaluate payment workflows, including real-time payment processes, ensuring optimal performance and compliance.
• Support programs involving microservices architecture and asynchronous messaging
• platforms such as Kafka or RabbitMQ.
• Conduct impact analysis, gap analysis, and feasibility studies for system enhancements
• or new payment solutions.
• Collaborate with fraud management teams to identify and address potential payment risks and support fraud detection initiatives.
• Assist in creating test cases, validating outcomes, and ensuring alignment with business
• requirements during the QA process.
• Stay updated on payment technologies, trends, and regulatory changes, providing insights to stakeholders.

Experience:

• 6-10 years of experience as a Business System Analyst in payments technology
• Solid knowledge of low-value and high-value payments systems, real-time payments and e-transfers
• Hands-on experience with ISO 20022 messaging standards
• Familiarity with APIs, defining and analyzing Swagger documentation, and tools
• like Postman
• Exposure to programs involving microservices architecture and asynchronous
• messaging systems
• Experience in fraud management systems is a plus
• Strong analytical and problem-solving skills with attention to detail
• Excellent communication skills to interact with technical and non-technical
• stakeholders effectively
• Ability to work in fast-paced, dynamic environments and manage multiple priorities

Preferred Skills:

• Knowledge of cloud-based payment solutions and related technologies
• Familiarity with Agile methodologies and tools like JIRA or Confluence
• Experience with system integration testing (SIT) and user acceptance testing (UAT)